Subject: Foreclosure Charges
My Name: Ankit Thaker
My City: Ahmedabad
My Complaint Against: Bajaj Finserv
Complaint Category: Finance & Investment
Claim Amount (Approx.): 29000
My Complaint Description:
Dear Sir / Madam,
As I had taked the Salaried (Personal ) Loan from Bajaj Finserv Ltd, Ahmedabad. Details are as below.
Name : Ankit Thaker
Loan A/c No :- 418SAL09479983
Disbursal Date :- 30 / 4 / 2015
Principal Out standing As On 31st May, 2016 – 6,28,781
As I went to 2nd June, 2016 of Bajaj Finserv Ltd, Panchavati office for Forclosure of loan. & on 1st June, 2016 we got the mail & SMS as w.e.f. 1st June, 2016 Bajaj Finserv Ltd ask for 4% Foreclosure Charges at O/S principal.
As per terms & conditional Bajaj Finserv Ltd not apply any foreclosure charges on loans. But with this new rules I have to Pay Rs. 28,923.93 additional for to close my loan a/c. The company " Bajaj Finserv Ltd"before 1st June, 2016 not intimate to us for this new rules. As I discussed with there superior to waive the amount as I apply for the foreclosure of loan within 24 Hrs. after intimation. But they do not respond for the same to waive the charges.
So Kindly do needful for that.
Thanks & Regards,