Subject: FRAUD SBI Card – Removal and correcting the CIBIL
My Name: Raman Rajput
My City: New Delhi
My Complaint Against: Company
Complaint Category: Banks Complaints
Claim Amount (Approx.): Entire balance need to be removed from my Profile
My Complaint Description:
I am Raman Rajput writing to you in respect of a Fraud Credit Card opened under my name which has not been removed from my profile after continuous contacts with the SBI team. I have been receiving texts and emails regarding a credit card payment due under my name whereas I have never ever applied for any card with SBI. I have raised concerns many time with SBI by either calling SBI customer service and walking up directly to the branch and every time I was been given a Run around stating if this card doesn’t belong to you will cancel it and get it removed from reflecting under your name. I was in an Impression that the issue has been resolved and the Fraud SBI card has been removed from my profile. Last month when I checked my CIBIL score, it showed that the SBI card has ruined by credit history and ruined my credit scores as well. I have never ever defaulted on any of my credit cards payments and this Fraudulent card from SBI has ruined my 7-8 years of credit history.
I am Appealing to you to take necessary actions against the SBI Team who has not done their job and by continuous attempts from me to get in touch with the SBI team to get this Fraud taken Care of, no1 has ever given me the assurance and instead ruined my credit history and reported it to the CIBIL which has taken my Credit scores for a toss. I have checked on the CIBIL report that Luckily this Fraud card was never used by any1 and its just the Membership fee which keeps getting levied every month due to which A/c went past due and starts getting reported to the CIBIL.
I am Attaching the mail send by the CIBIL on the dispute status of this Fraud SBI credit card opened under my name from which I get to know the Card #.
Below are my details which can help you expedite the process of removing the Fraud SBI card from my profile and correcting my CIBIL scores.
Name:- Raman Rajput
SBI Card showing under my name :- 0005241826395320399 I got this info from the CIBIL report.
Email address on which receiving emails from SBI: [email protected]
PHN #: +91-9873355831