ICICI Bank Complaint – ICICI Bank (Minimum Account Balance) Charges

Subject: ICICI Bank (Minimum Account Balance) charges
My Name: Amit B. Gandhi
My Contact Email ID: [email protected]
My City: Ahmedabad
My Complaint Against: ICICI Bank
Complaint Category: Banks Complaints
Claim Amount (Approx.): 1748
My Complaint Description:
Dear Sir/Madam,
This is Amit B. Gandhi. I had salary Account (Account No: 002401542951) in ICICI bank. My account was 0 balance account. I left my previous employer on Feb 3rd, 2014 for which salary was credited to this account. My complaint is related to the minimum account balance charges, that bank has debited from my account without even notifying there policy changes, if any. ICICI bank is simply debiting amount from my account while my account is 0 balance account. They blocked my ATM card and debited amount from my account monthly basis, till my account goes to display NIL balance. I have never got any information about the policy changes. ICICI bank is not even following the guidelines mentioned by RBI. Suddenly they changed their policy without any information send to us (customers). if my account converted to savings account, bank should send account statement by email or by sending a post as per define in the rules of bank itself. till date i haven't received any mail or post regarding account statement.
Please find the below details for all the transactions made by bank.
1 15/11/2014 15/11/2014 SMAB Chgs OCT14+Stax30.9 280.90 1,420.55
2 12/12/2014 12/12/2014 SMAB Chgs NOV14+Stax30.9 280.90 1,139.65
3 31/12/2014 29/12/2014 002401542951:Int.Pd:30-06-2014 to 3 0-12-2014 45.00 1,184.65
4 12/01/2015 12/01/2015 SMAB Chgs DEC14+Stax30.9 280.90 903.75
5 16/02/2015 16/02/2015 SMAB Chgs JAN15+Stax30.9 280.90 622.85
6 24/03/2015 24/03/2015 SMAB Chgs FEB15+Stax43.26 393.26 229.59 7 08/04/2015 08/04/2015 SMAB Chgs MAR15+Stax25.25 229.59 0.00
Please look forward into this and revert.

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