SBI Crdit Cards Complaint – Interest Charges On Credit Card Amount

Subject: Interest charges on credit card amount
My Name: M P Chaudhari C1/8, Saraswati, Siddhivinayak Prasth, Sec-26, Akurdi Pune
My City: Pune
My Complaint Against: SBI Crdit cards
Complaint Category: Banks Complaints
Claim Amount (Approx.): 3452.88
My Complaint Description:
Dear Sir/ Madam,
In the month of Aug'15 i have received SBI credit card statement too late and hence repayment of Rs. 38000/- was made on 18/08/15 against debit of total 47785.59 in Aug'15 which was well within specified credit period.
However in the statement received for 1st Sep'15 i understand that interest amount Rs. 3452.88 is charged on the total amount due i.e. 47785.59.
This is totally unfair and i do not understand why the bank is charging on total amount whereas it should be only on the unpaid amount. I am willing to pay the interest only on the balance amount.
This is happening first time in the long relationship period with SBI cards.
Thanking you,

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