Gruh Finance Limited Complaint – Return Of ECS Instalment In Non Banking Hours And Than Deduct Charges Applied.

Subject: Return of ECS instalment in non banking hours and than deduct charges applied.
My Name: Kalpana B. Soni
My City: Dombivli
My Complaint Against: Gruh finance limited
Complaint Category: Finance & Investment
Claim Amount (Approx.): 673
My Complaint Description:
I have taken loan of amount 1675000. And since 12-10- 2012. I was careful to keep my sufficient amount in my account so that to avoid return of ECS. My ECS used to get deduct on 20, 21 or 22.
I got my salary on 18th so i was not able to deposit in bank that evening in the month of april 2016. Due to bank holiday on 19th of april i was not able to fill the balance in bank. But i managed to deposit cash and fill my account with sufficient balance as soon as bank opened on 20 of april on moning 9 o'clock
But our ECS has already got returned in non banking hours. And they implied us charges of rupees 673 of return of ECS even though when my accout had sufficient balance soon after banking hours started.
How can they command to deduct ECS in non banking hours? And i dont think its my fault because as soon as bank opened i deposited sufficient amount.
Please help me.
Thank you.

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