HDFC Bank Complaint – Taking Money To Reduce Loan Installment/monthly EMI On Decrease Of Loan % From 10.30 To 09.50

Subject: Taking money to reduce loan installment/monthly EMI on decrease of loan % from 10.30 to 09.50
My Name: Anand Singh Rajput
My City: Ahmedabad
My Complaint Against: HDFC Bank
Complaint Category: Banks Complaints
Claim Amount (Approx.): 3943
My Complaint Description:
I have taken a loan from HDFC Bank RS. 1500000/- @ monthly interest charges is 10.30% presently loan interest reduce from 10.30% to 9.50 with effect from Oct 2015 whereas no intimation received from office regarding reduce of loan interest. When I approach to bank to reduce my loan installment/monthly EMI then bank clk taking a money Rs.3943/- for reduce loan interest charge whereas the responsibility of bank to automatically reduce installment/monthly EMI on reduce of loan interest to avoid financial loss of customer. Also I loss my loan interest benefit wef Oct 2015 to Feb 2016 due to non receipt of any intimation from HDFC Bank to reduce of loan interest.

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