Subject: FOR EMI. OR CASH LOAN
My Name: PRAKASH CHANDRA TRIVEDI
My City: AHMEDABAD
My Complaint Against: HDFC BANK & SBI. BANK
Complaint Category: Banks Complaints
Claim Amount (Approx.): 226000/-
My Complaint Description:
With Most respectfully, please note that in past, I have no Job & looking to my Two daughters & one Son, I have Purchased Chhota Hathi(Tata HT -Vehicle)on Loan basis for Forty Six Installments, but same had not given me business & it was very hardly to deposit & pay EMI. for Rs.7,800/- P.M. & Driver Salary for Rs. 5000/-.P.M. In this regard, please note that I have Two Credit Cards(HDFC. & SBI.) for Rs. 1,36,000/-& 89,000/- & same both Card have been used by me to pay Vehicle EMI. & Driver Salary & at last I have sold the aforesaid vehicle on loss & Completed full payment of Vehicle & taken NOC. After some time I had started Job in a Pvt. Firm & In this between I could not pay Credit Card Payment for three months due to small salary. After very force fully Harassment from Bank & I have taken loan for Rs. 30,000/- on interest from familiar person & & same deposited into bank & Credit Card account had been regularized. Since one year I am paying very regularly heavy interest @ 5% Per Month by keeping my gold into Bank(ICICI & MUDUTH FINANCE ) for Mortgage & now till time same interest have been deposited approximately equivalent to Principal Amount, As such there was minor come down of principal amount.Looking to aforesaid situation, I have calculated that, If I deposited the same Interest for whole life time, however same amount can not be completed for life time & will show outstanding as it is. Due to I am belonging from middle family & my daughters & one son are reading as well as critical financial position in my home, I have requested both the Bank(HDFC. & SBI) positively that please convert my outstanding into EMI. or provide cash loan equivalent to principal amount for more than 15-20 times to save from heavy interest @ 5% per month & Now I can not money to pay your heavy interest & there is no gold to keep for mortgage & I can not thief & do wrong work for you, but all times they have refused me to for convert into EMI. or cash loan against credit card & very force fully insisted me to pay whole amount with heavy interest & this time ,we can not provide EMI facility & Cash Loan & wait for future . In this regard I have reached to your good self to provide for help as now two daughters are ready for marriage. Also I have all correspondence lying me which was made to both Bank. If you provide me your e-mail address, I will forward the same to your good self. Hence I earnestly request your good self with folded my hands to please help me as very hardly I am running my house hold expenses & now I have much problem, which I can express me by writing.
With Kindest Rewgards!
(PRAKASH CHANDRA TRIVEDI)
161, SMRUTI VIHAR, P.D. PANDYA COLLEGE ROAD,
GHODASAR, VATVA GAON (AHMEDABAD)-382440
MOBILE NO. 9638491665
E-MAIL ADDRESS :- [email protected]