HDFC Complaint – Charges For Not Maintaining Minimum Balance Violating RBI Norms

Subject: Charges for not maintaining minimum balance violating RBI norms
My Name: Ajay
My City: Bangalore
My Complaint Against: HDFC
Complaint Category: Banks Complaints
Claim Amount (Approx.): 3500
My Complaint Description:
During the past 2 years my account is inactive and balance is less than 10 k rupees, the bank has charged 600 / month for a total of 6200 rs for the entire year making the balance negagive.As per RBI guidelines these charges cannot be made if balance is below 0 rs, thereby violating RBI guidelines. They have also not notified me through email or post about the charges for not maintaining minimum balance. Request you to close the account with no charges.

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