Subject: Reject our Claim to Show reason that NON DISCLOSURE OF MATERIAL FACTS/PRE-EXISTING AILMENTS AT TIME OF PROPOSAL.
My Name: Bhavik Solanki
My City: Surat
My State: GUJARAT
My Complaint Against: Religare Health Insurance
Complaint Category: Insurance Companies
Claim Amount (Approx.): 60000
My Complaint Description:
Religare Reject our Claim to Show reason that NON DISCLOSURE OF MATERIAL FACTS/PRE-EXISTING AILMENTS AT TIME OF PROPOSAL.
Religare Policy No- 10926377( Pratik Solanki)
Claim No- 90287079
History- CONVULSION before 6 year only 1 time due to fast and not enough sleep and had a right shoulder fracture
and between this 6 year not any hospitalization or even any medicine.
we have not any past document or we have not knowledge to show too past history is mandatory while proposal as
we buy online policy throw Policy Bazaar. this is our first experience to policy so we have not mention this while proposal
we buy 2 policy on 25-12-16( Sunday) online two policy
1- Pratik Solanki – Policy No-10926377
2- Bhavik Solanki( Brother) Policy No-10926412
My brother Pratik Solanki slip on bike at parking at Wednesday(28-12-16)
immediately I inform same to call religare customer care and after admit to hospital i call again,
After that all document proper submitted,.
After So Many investigation as accident is happens after 3 days of purchase policy , found nothing
we admitted in same hospital as before 6 year, so doctor just write in history that convulsion before 6 year.
For this religare reject the claim to show reason
NON DISCLOSURE OF MATERIAL FACTS/PRE-EXISTING AILMENTS AT TIME OF PROPOSAL
I Many time told again and again that its not a pre existing deasese it was too past and second thing too past
accident and current accident have not any connection so you have not reject claim.
we have not Intentionally hide fact but we have not past document or don't know that it issue lot as
buy online and new to policy circumstances so kindly consider claim and approve as 60,000/- is more for us.